What is the minimum eligibility for a home loan?
You must be at least 21 years old, have a stable income, and meet the bank’s credit score requirements.
How much home loan can I get?
It depends on your income, age, repayment capacity, and credit score.
What documents are needed?
ID proof, address proof, income proof, bank statements, and property-related documents.
Can I get a home loan with a low CIBIL?
Yes, but the interest rate may be higher, and approval depends on lender’s policy.
How fast can I get approval?
Typically, within 48–72 hours, depending on document verification.
What is the maximum loan amount?
It varies by lender, business turnover, and credit profile.
How much loan can I get on my property?
Up to 50%–80% of the property’s market value, depending on lender policy.
What is the tenure of a home loan?
Usually up to 30 years, depending on age and lender.
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